Terms of Service

1. Agreement to terms

Solopreneur SFC ("Solopreneur SFC," "we," "us," or "our") operates the website at sfccreations.com and sells digital products through it. By accessing the site or purchasing a product, you ("you" or "your") agree to be bound by these Terms of Service. If you do not agree, please do not use the site or purchase our products.

2. The products

We sell downloadable digital products, including guides, checklists, templates, prompts, and related files. All products are delivered electronically. We do not ship physical goods. Product descriptions are provided to help you make an informed purchasing decision, and we make reasonable efforts to keep them accurate.

3. License and permitted use

When you purchase a product, we grant you a limited, non-exclusive, non-transferable, revocable license to use it for your own personal or internal business purposes. You may not:

• Resell, sublicense, redistribute, or share the product or its files with others;
• Reproduce or publish the product, in whole or in part, for distribution;
• Claim the product or its contents as your own original work; or
• Use the product to create a competing product for sale.

We retain all intellectual property rights in our products and website content. Nothing in these terms transfers ownership to you.

4. Payment

Payments are processed securely by our third-party payment processor, Stripe. By purchasing, you agree to provide accurate payment information and authorize the charge for the listed price. Prices are shown in U.S. dollars and may change at any time without notice, but changes will not affect orders already completed.

5. Refunds

All sales are final. Because our products are instantly delivered digital goods, we do not offer refunds except in the limited circumstances described in our Refund Policy, which is incorporated into these terms by reference.

6. Delivery and access

Digital products are delivered electronically, typically immediately after purchase via a download link or email. It is your responsibility to provide a valid email address and to download and save your files. We are not responsible for delivery failures caused by incorrect contact information or by your email or device settings.

7. Disclaimer — no guarantee of results

Our products provide information, templates, and educational content. They are not professional, legal, financial, or business advice. Any results, earnings, or outcomes referenced are illustrative and not guarantees. Your results depend on many factors outside our control, including your own effort, skill, and market conditions. We make no guarantee that you will achieve any particular result.

8. "As is" and limitation of liability

The website and products are provided "as is" and "as available," without warranties of any kind, whether express or implied, to the fullest extent permitted by law. To the maximum extent permitted by law, Solopreneur SFC will not be liable for any indirect, incidental, consequential, or special damages arising from your use of the site or products. Our total liability for any claim relating to a product will not exceed the amount you paid for that product.

9. Acceptable use

You agree not to use the site in any unlawful way, to attempt to gain unauthorized access to our systems, or to interfere with the site's operation or security.

10. Third-party services and links

Our site relies on third-party services (such as Stripe for payments, our email provider, and our file-hosting provider) and may link to third-party websites. We are not responsible for the content, policies, or practices of any third party.

11. Changes to these terms

We may update these terms from time to time. Changes take effect when posted on this page, and the "Last updated" date above will reflect the revision. Your continued use of the site after changes are posted constitutes acceptance of the updated terms.

12. Governing law

These terms are governed by the laws of the State of Colorado, without regard to its conflict-of-laws principles. You agree that any dispute arising out of or relating to these terms or your purchase will be subject to the exclusive jurisdiction of the state and federal courts located in Colorado.

13. Contact

Questions about these terms? Email us at sfccreations1@gmail.com.